Is Indianapolis or Chicago more affordable?
Indianapolis has a median rent of $1,000/month, while Chicago is $1,209/month. Indianapolis is more affordable for renters.
City comparison
Indianapolis, IN vs Chicago, IL
Side-by-side comparison of cost of living, taxes, climate, and quality of life between Indianapolis and Chicago.
4
Indianapolis wins
of 5 metrics
tracked
1
Chicago wins
IN
Indianapolis
vs
IL
Chicago
Overview
887,642
Population
2,742,119
$51,225
Median Income
+28.4%$65,781✓
Cost of Living
$1,000✓
Median Rent / mo
+20.9%$1,209
$225,000✓
Median Home Price
+23.4%$277,600
23%
Rent-to-Income %
22%
Taxes
3.15%✓
State Income Tax
4.95%
7.00%
Local Tax Rate
0.00%
Climate & Weather
62°F
Avg High Temp
54.12°F
42°F
Avg Low Temp
49.03°F
186 days✓
Sunny Days / Year
N/A
42"
Annual Rainfall
N/A
Who should choose
Indianapolis, IN
Indianapolis is a city in Indiana with a population of 887,642.
Read full Indianapolis guide →Who should choose
Chicago, IL
Chicago is a city in Illinois with a population of 2,742,119.
Read full Chicago guide →Indianapolis vs Chicago — Common Questions
Which city has lower taxes — Indianapolis or Chicago?
Indiana has a 3.15% state income tax. Illinois has a 4.95% state income tax. Indianapolis wins on state income tax.
What is the weather difference between Indianapolis and Chicago?
Indianapolis gets 186 sunny days/year. Avg high in Indianapolis: 62°F. Avg high in Chicago: 54.12°F
Which city is better for families — Indianapolis or Chicago?
Indianapolis. Chicago. The right choice depends on your priorities — income, affordability, taxes, and climate all play a role.
More city comparisons
Data sourced from U.S. Census Bureau, Bureau of Labor Statistics, and NOAA. Green values indicate a better outcome for that metric.