Is Chicago or San Francisco more affordable?
Chicago has a median rent of $1,209/month, while San Francisco is $2,130/month. Chicago is more affordable for renters.
City comparison
Chicago, IL vs San Francisco, CA
Side-by-side comparison of cost of living, taxes, climate, and quality of life between Chicago and San Francisco.
3
Chicago wins
of 5 metrics
tracked
1
San Francisco wins
IL
Chicago
vs
CA
San Francisco
Overview
2,742,119
Population
865,933
$65,781
Median Income
+91.8%$126,187✓
Cost of Living
$1,209✓
Median Rent / mo
+76.2%$2,130
$277,600✓
Median Home Price
+330.3%$1,194,500
22%
Rent-to-Income %
20%
Taxes
4.95%✓
State Income Tax
13.30%
0.00%
Local Tax Rate
0.00%
Climate & Weather
54.12°F
Avg High Temp
55.62°F
49.03°F
Avg Low Temp
48.76°F
N/A
Sunny Days / Year
N/A
N/A
Annual Rainfall
N/A
Who should choose
Chicago, IL
Chicago is a city in Illinois with a population of 2,742,119.
Read full Chicago guide →Who should choose
San Francisco, CA
San Francisco is a city in California with a population of 865,933.
Read full San Francisco guide →Chicago vs San Francisco — Common Questions
Which city has lower taxes — Chicago or San Francisco?
Illinois has a 4.95% state income tax. California has a 13.30% state income tax. Chicago wins on state income tax.
What is the weather difference between Chicago and San Francisco?
Avg high in Chicago: 54.12°F. Avg high in San Francisco: 55.62°F
Which city is better for families — Chicago or San Francisco?
Chicago. San Francisco. The right choice depends on your priorities — income, affordability, taxes, and climate all play a role.
More city comparisons
Data sourced from U.S. Census Bureau, Bureau of Labor Statistics, and NOAA. Green values indicate a better outcome for that metric.