Is Chattanooga or Louisville more affordable?
Chattanooga has a median rent of $1,100/month, while Louisville is $1,050/month. Louisville is more affordable for renters.
City comparison
Chattanooga, TN vs Louisville, KY
Side-by-side comparison of cost of living, taxes, climate, and quality of life between Chattanooga and Louisville.
2
Chattanooga wins
of 5 metrics
tracked
3
Louisville wins
TN
Chattanooga
vs
KY
Louisville
Overview
181,099
Population
633,045
$52,000
Median Income
+7.4%$55,834✓
Cost of Living
$1,100
Median Rent / mo
-4.5%$1,050✓
$280,000
Median Home Price
-16.1%$235,000✓
25%
Rent-to-Income %
23%
Taxes
None✓
State Income Tax
4.00%
9.25%
Local Tax Rate
6.00%
Climate & Weather
68°F
Avg High Temp
65°F
48°F
Avg Low Temp
44°F
215 days✓
Sunny Days / Year
195 days
54"
Annual Rainfall
46"
Who should choose
Chattanooga, TN
Chattanooga is a city in Tennessee with a population of 181,099.
Read full Chattanooga guide →Who should choose
Louisville, KY
Louisville is a city in Kentucky with a population of 633,045.
Read full Louisville guide →Chattanooga vs Louisville — Common Questions
Which city has lower taxes — Chattanooga or Louisville?
Tennessee has no state income tax. Kentucky has a 4.00% state income tax. Chattanooga wins on state income tax.
What is the weather difference between Chattanooga and Louisville?
Chattanooga gets 215 sunny days/year. Louisville gets 195 sunny days/year. Avg high in Chattanooga: 68°F. Avg high in Louisville: 65°F
Which city is better for families — Chattanooga or Louisville?
Chattanooga. Louisville. The right choice depends on your priorities — income, affordability, taxes, and climate all play a role.
More city comparisons
Data sourced from U.S. Census Bureau, Bureau of Labor Statistics, and NOAA. Green values indicate a better outcome for that metric.